Ratio persentase jumlah wirausaha di Indonesia terus menunjukkan tren positif dalam beberapa tahun terakhir. Tercatat pada 2014, hanya ada 1,67% penduduk di Indonesia yang menjadi wirausaha. Pada 2016, menurut data BPS, jumlah wirausaha di Indonesia telah mencapai 3,1%.
Namun ternyata, ratio wirausaha sebesar 3,1% itu masih belum sebanding dengan jumlah wirausaha di negara lain seperti Malaysia (5%), China (10%), Singapura (7%), Jepang (11%), apalagi Amerika (12%).
Sejalan dengan itu, ada sejumlah cara menarik yang dilakukan oleh Pemerintah Kota Semarang. Hal ini juga untuk menarik minat masyarakat menjadi wirausaha.
Pertama, kredit tanpa agunan dengan bunga terendah se-Indonesia. Pada Februari 2017, Walikota Semarang, Hendrar Prihadi (Hendi) meluncurkan sebuah program bernama Kredit Wibawa (Kredit Wirausaha Bangkit Jawara). Dengan Kredit Wibawa, masyarakat di Kota Semarang bisa mendapatkan modal usaha hingga Rp 50 juta dengan bunga termurah se-Indonesia hanya 3% per tahun.
Tak cukup sampai di situ, melalui program Kredit Wibawa, Hendi juga memberikan skema opsi pinjaman tanpa agunan atau tanpa jaminan.
"Dalam catatan kami sampai November 2017, sudah ada 510 wirausaha di Kota Semarang yang mendapatkan modal usaha tanpa agunan melalui program Kredit Wibawa ini," kata Hendi dalam keterangan tertulis dari Pemprov Semarang, Jumat (15/12/2017). Hendi mengatakan itu saat berada di Semarang Kreatif Galeri, Kota Lama, hari ini.
"Dengan begini, masyarakat di Kota Semarang yang ingin menjadi wirausaha tidak perlu menjaminkan apa-apa untuk bisa mendapatkan kredit usaha," lanjutnya.
Menariknya, masyarakat pun dengan sangat mudah bisa mengikuti program Kredit Wibawa ini. Caranya dengan menghubungi call center (024) 3584-086 dan akan dipandu untuk pengajuannya.
Kedua, tempat ussaha murah yang menarik. Tidak dapat dipungkiri, selain modal berupa uang, tersedianya tempat usaha yang representatif dan murah juga kerap menjadi kendala masyarakat untuk berwirausaha.
Namun hal tersebut sepertinya tidak berlaku untuk masyarakat Kota Semarang. Pasalnya, Hendi menyediakan banyak ruang usaha yang representatif untuk membuka usaha. Mulai dari galeri kreatif, shelter PKL hingga pasar tradisional yang bersih dan tertata.
Salah satunya tentu saja Semarang Kreatif Galeri di Kota Lama Semarang. Tempat yang dulunya digunakan untuk kegiatan perkantoran tersebut disulap menjadi sebuah ruang pamer produk kerajinan dan fashion UMKM di Kota Semarang. Setidaknya ada 68 pelaku UMKM di Kota Semarang yang telah menggunakan Semarang Kreatif Galeri secara gratis untuk menjual produknya.
Tak hanya itu, Pemerintah Kota Semarang juga memfasilitasi para pelaku UMKM di Semarang Kreatif Galeri untuk mendapatkan pembeli secara online. Hal itu dilakukan melalui sebuah website ecommere SemarangKreatifGaleri.com.
Selain itu komitmen menyediakan ruang usaha yang murah dan representatif juga terlihat pada upaya revitalisasi pasar tradisional di Kota Semarang yang tanpa melibatkan pihak ketiga.
"Perlu dicatat di Kota Semarang ini semua pasar tradisional kami revitalisasi tanpa melibatkan pihak ketiga. Ini supaya masyarakat yang ingin berjualan tidak perlu membayar biaya sewa yang tinggi," tegasnya.
Melalui upaya revitalisasi pasar tradisional itu juga Hendi mendapatkan apresiasi dunia internasional. Tepatnya pada 21 September 2017, Hendi mendapatkan penghargaan Best Urban Design (Penataan Kota Terbaik) dari Singapore Institute Of Planners. Penghargaan itu diterima atas desain revitalisasi Pasar Johar Semarang yang menarik dengan mempertimbangkan aspek ruang terbuka hijau. (nwy/hns)
https://finance.detik.com/berita-ekonomi-bisnis/d-3771217/jadi-pengusaha-tanpa-modal-mustahil-di-kota-ini-bisa?_ga=2.35441505.1340862936.1551018031-930086772.1548686217
10 Easy Steps to Succeed in Your Online Classes
Congratulations Youve made up our minds to pursue your upper schooling, and doing so online is how to pass if you have an interest in a versatile, studentcentered educating manner. Studying online permits you to pursue different pursuits and attend to different responsibilities whilst nonetheless operating your method towards some extent. However, it will now and again imply that its clean to get distracted. Here are 10 clean steps to verify luck on your online categories.
- Connect together with your instructors once conceivable. Even in case you are doing smartly within the category, its extraordinarily vital to increase a rapport together with your trainer. When you do that early on, you temporarily understand what the priorities are within the route, what expectancies the professor has of you and youre going to be motivated to prevail, surer of whats forward and higher ready to do smartly with the impending subject material.
Valuable questions to invite your trainer come with the next
How versatile are you with time limits How versatile are you with grownup freshmen What applied sciences do you employ within the route How to be had are you through e mail and different sorts of verbal exchange How do you put up an internet neighborhood and what are the expectancies for participation in it In addition, since instructors are to be had to lend a hand all over the classes, its all the time just right to have had private touch with the trainer early on. This method, when you wish to have lend a hand, its more straightforward to achieve out and get the help you wish to have.
- Confirm the technical necessities of the route. Online categories can also be very advisable for college kids with busy schedules, however provided that they are able to simply get right of entry to the fabrics. It is vital to obviously perceive what the technical necessities are. So, ahead of the route begins or as quickly thereafter as conceivable, youll want to test that your pc will paintings with the entire online equipment, and that you understand how to navigate them. This will be sure that you dont must spend time all the way through the route attempting to determine the generation.
three. Create a time table and stick with it. Quality online instructors create classes which might be clean to navigate and feature transparent expectancies. Having that roughly easytodealwith framework in position will make learning and succeeding that a lot more straightforward. However, although the framework and necessities of your category arent as transparent, youll create a time table and construction, which is able to very much fortify your probabilities of luck within the route. Using equipment equivalent to Google Calendar is a good way to start out. Knowing how your weeks and months glance and scheduling blocks of analysis time for each and every activity or module will will let you stick with a time table.
four. Ask questionsall the time. When you dont perceive, ask questions. When you do perceive, ask additional questions. Instructors recognize scholars who take part, and if theres a participation or dialogue part a part of the grade, then asking high quality questions is helping guarantee your grade on this space. Even if there isnt a participation part, its all the time helpful to invite inquiries to remember to perceive the fabric and are transparent on what is needed of you.
five. Be arrangedand keep arranged. Students whore taking conventional, campusbased classes most often have a constant time table to observe each and every week, through which study room instruction is adopted through assignments out of doors the category. However, for online classes, scholars will have to search out their very own techniques to stick on most sensible in their paintings. It is crucial that you just be arranged from the start of the semester with the intention to achieve success in an internet route. For instance mark task due dates on your calendar, discover a submitting machine for each online subject material and bodily subject material that is helping you stay monitor of the whole lot simply, and shed light on find out about schedules that duvet sections of the route one by one so youve got an arranged tactic to protecting the semesters subject material as you pass alongside.
- Have a blank, quiet, and constant workspace. One factor online and inclass classes have in not unusual is that scholars all the time want a spot to review or whole assignments this is blank, quiet, and constant. You can select the place that is for youwhether or not its at a espresso store, a college library, a devoted place of business, or at house. Wherever you select to review and whole assignments, you must make it a constant location that doesnt have out of doors distractions. It is basically key that where is quiet and lets you focal point in your paintings with out distractions.
- Do no longer procrastinate. Successful distance freshmen hardly procrastinate. They dont do away with assignments or wait till the final second to write down their papers. Successful online scholars experience freedoms that come with operating at their very own tempo and the facility to finish their paintings in as a lot time because it takes them. On the opposite hand, they know that finishing their assignments is best performed early and on time cramming merely doesnt paintings, and it doesnt will let you retain knowledge longterm. Get began early on getting a success.
eight. Work in your studying comprehension. Successful distance freshmen generally tend to have just right studying comprehension abilities. Most conventional, campusbased scholars concentrate to lectures and take notes, and a few online classes additionally require this. However, the vast majority of distance freshmen are anticipated to grasp subject material thru a large amount of studying. Although far finding out classes be offering video recordings and audio clips, maximum systems require scholars to hide and grasp a considerable amount of written knowledge. If it is a problem for you, it could be very useful to first sign up in a studying comprehension route there are lots of assets online that will help you do that. This ability by myself could make a huge distinction on your luck.
nine. Establish and admire routines that be just right for you. If, for instance, youre employed best within the morning or in brief bursts, then set find out about routines that can help you find out about within the prelunch hours when your mind is contemporary. If, then again, you do best through learning at evening or at the weekends when youll devote nightowl hours or longer blocks in your learning, then make it some degree to take action. Consider how and whilst you paintings best, and enforce a find out about plan that respects the routines that be just right for you.
- Connect together with your friends. Establishing sturdy connections with friends and professors is a very powerful facet of tutorial luck, in addition to skilled development. One of essentially the most rewarding reports in schooling is finding out thru collaboration. Forming significant relationships together with your friends and professors can can help you be told extra, keep motivated, and feature an outlet to specific your personal working out of subject material. So, keep attached thru message forums, chat rooms, e mail, and different digital assets. And take note lots of the other people you meet in faculty shall be conceivable process assets down the road so determine connections and keep in contact
Florida National University gives a wealth of tutorial and professional online classes. Check out the entire choicesyour long run is ready